Don’t spend what you haven’t earned.

Avoid financial debt. Don’t spend money you haven’t earned.

Avoid social debt. Don’t spend goodwill you haven’t earned.

Avoid calendar debt. Don’t spend (free) time you haven’t earned.

The disciplined earner can be a guilt-free spender.

Thanks for reading. You can get more actionable ideas in my popular email newsletter. Each week, I share 3 short ideas from me, 2 quotes from others, and 1 question to think about. Over 3,000,000 people subscribe. Enter your email now and join us.

About the Author

James Clear writes about habits, decision making, and continuous improvement. He is the author of the #1 New York Times bestseller, Atomic Habits. The book has sold over 15 million copies worldwide and has been translated into more than 50 languages.

Click here to learn more →