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It doesn’t matter how successful or unsuccessful you are right now. What matters is whether your habits are putting you on the path toward success. You should be far more concerned with your current trajectory than with your current results. If you’re a millionaire but you spend more than you earn each month, then you’re on a bad trajectory; if your spending habits don’t change, it’s not going to end well. Conversely, if you’re broke, but you save more than you spend every month, then you’re on the path toward financial freedom—even if you’re moving slower than you’d like.

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